CC EMV Bypass Cloning

Hi! Wanted some insight into credit card EMV cloning from this community because I'm having an issue with my CC. I've been reading a lot about "EMV bypass cloning" and this seems to me very plausible. The bank says "card present" transactions are irrefutable and that its impossible to clone a card "because Visa says so." What is the consensus here? Is there anything I can read further to educate myself on the prevalence of this type of attack?

Thanks!!

submitted by /u/stuntin102
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from hacking: security in practice https://ift.tt/KIHj4Dv

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